Colony Bankcorp, Inc. (CBAN) is a Banks - Regional company in the Financial Services sector, currently trading at $20.98. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CBAN = $43.02 (+105.1% from the current price, the stock appears undervalued).
Valuation: CBAN trades at a trailing Price-to-Earnings (P/E) of 13.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.18.
Financials: revenue is $186M, +14.1%/yr average growth. Net income is $28M, growing at +13.1%/yr. Net profit margin is 15.2% (healthy). Gross margin is 66.4% (-22.4 pp trend).
Balance sheet: total debt is $268M against $376M equity (Debt-to-Equity (D/E) ratio 0.71, moderate). Current ratio is 4.76 (strong liquidity). Debt-to-assets is 7.2%. Total assets: $3.7B.
Analyst outlook: 0 / 2 analysts rate CBAN as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 43/100 (Fail), Future 20/100 (Fail), Income 70/100 (Pass).
