Columbia Financial, Inc. (CLBK) is a Banks - Regional company in the Financial Services sector, currently trading at $18.32. It has a SharesGrow Score of 51/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CLBK = $13.78 (-24.8% from the current price, the stock appears overvalued). Analyst consensus target is CLBK = $17 (-7.2% upside).
Valuation: CLBK trades at a trailing Price-to-Earnings (P/E) of 35.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 7.71.
Financials: revenue is $507M, +14.5%/yr average growth. Net income is $52M, growing at +117.9%/yr. Net profit margin is 10.2% (healthy). Gross margin is 50.3% (-35.5 pp trend).
Balance sheet: total debt is $1.2B against $1.2B equity (Debt-to-Equity (D/E) ratio 1.02, moderate). Current ratio is 0.08 (tight liquidity). Debt-to-assets is 10.7%. Total assets: $11.0B.
Analyst outlook: 0 / 2 analysts rate CLBK as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 40/100 (Partial), Growth 90/100 (Pass), Past 75/100 (Partial), Health 17/100 (Fail), Moat 55/100 (Partial), Future 26/100 (Fail), Income 55/100 (Partial).
