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Enterprise Financial Services Corp EFSC NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
71/100
4/7 Pass
SharesGrow Intrinsic Value
$119.52
+105%
Analyst Price Target
$66.00
+13.2%

Enterprise Financial Services Corp (EFSC) is a Banks - Regional company in the Financial Services sector, currently trading at $58.30. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of EFSC = $119.52 (+105% from the current price, the stock appears undervalued). Analyst consensus target is EFSC = $66 (+13.2% upside).

Valuation: EFSC trades at a trailing Price-to-Earnings (P/E) of 10.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.6.

Financials: revenue is $912M, +20.3%/yr average growth. Net income is $201M, growing at -0.1%/yr. Net profit margin is 22.1% (strong). Gross margin is 68.4% (-24 pp trend).

Balance sheet: total debt is $509M against $2.0B equity (Debt-to-Equity (D/E) ratio 0.25, conservative). Current ratio is 27.2 (strong liquidity). Debt-to-assets is 2.9%. Total assets: $17.3B.

Analyst outlook: 7 / 9 analysts rate EFSC as buy (78%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 58/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 73/100 (Pass), Income 85/100 (Pass).

$66.00
▲ 13.21% Upside
Average Price Target
Based on 9 Wall Street analysts offering 12-month price targets for Enterprise Financial Services Corp, the average price target is $66.00, with a high forecast of $68.00, and a low forecast of $64.00.
Highest Price Target
$68.00
Average Price Target
$66.00
Lowest Price Target
$64.00

EFSC SharesGrow Score Overview

71/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 62/100
Valuation — P/E, PEG, Forward PEG
GROWTH 58/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 55/100
Gross margin is + market cap
FUTURE 73/100
Analyst outlook — as buy
INCOME 85/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — EFSC

VALUE Pass
62/100
EFSC trades at a trailing Price-to-Earnings (P/E) of 10.7 (S&P 500 average ~25). Forward PEG 1.6 — ~moderate (~1.5). Trailing PEG 3.25. Analyst consensus target is $66, implying +13.2% from the current price $58. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Partial
58/100
EFSC: +20.3%/yr revenue is, -0.1%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
EFSC: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet EFSC: Debt-to-Equity (D/E) ratio 0.25 (conservative), Current ratio is 27.2 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
55/100
EFSC: Gross margin is 68.4% (-24 pp trend), $2B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 55/100. ≥ 70 = Pass.
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FUTURE Pass
73/100
Analyst outlook: 7 / 9 analysts rate EFSC as buy (78%). Analyst consensus target is $66 (+13.2% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
85/100
EFSC: Net profit margin is 22.1%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range45.22-62.3
Volume177.07K
Avg Volume (30D)248.89K
Market Cap$2.15B
Beta (1Y)0.80
Dividend Yield$1.2600
Share Statistics
EPS (TTM)5.35
Shares Outstanding$36.97M
IPO Date2003-07-15
Employees1,218
CEOJames Brian Lally
Financial Highlights & Ratios
Revenue (TTM)$912.39M
Gross Profit$624.38M
EBITDA$291.48M
Net Income$201.37M
Operating Income$283.72M
Total Cash$213.87M
Total Debt$508.55M
Net Debt$300.47M
Total Assets$17.3B
Price / Earnings (P/E)10.9
Price / Sales (P/S)2.35
Analyst Forecast
1Y Price Target$66.00
Target High$68.00
Target Low$64.00
Upside+13.2%
Rating ConsensusBuy
Analysts Covering9
Buy 78% Hold 22% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS2937121059

Price Chart

EFSC
Enterprise Financial Services Corp  ·  NASDAQ Global Select
Financial Services • Banks - Regional
45.22 52WK RANGE 62.30
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