First Bancorp (FBNC) is a Banks - Regional company in the Financial Services sector, currently trading at $58.75. It has a SharesGrow Score of 62/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FBNC = $67.80 (+15.4% from the current price, the stock appears undervalued). Analyst consensus target is FBNC = $63 (+7.2% upside).
Valuation: FBNC trades at a trailing Price-to-Earnings (P/E) of 21.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.55.
Financials: revenue is $543M, +11.1%/yr average growth. Net income is $111M, growing at -3.4%/yr. Net profit margin is 20.4% (strong). Gross margin is 70.1% (-22.9 pp trend).
Balance sheet: total debt is $75M against $1.7B equity (Debt-to-Equity (D/E) ratio 0.05, conservative). Current ratio is 0.24 (tight liquidity). Debt-to-assets is 0.6%. Total assets: $12.7B.
Analyst outlook: 10 / 16 analysts rate FBNC as buy (63%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 52/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 61/100 (Pass), Income 85/100 (Pass).
