Home Bancorp, Inc. (HBCP) is a Banks - Regional company in the Financial Services sector, currently trading at $64.55. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HBCP = $143.33 (+122.1% from the current price, the stock appears undervalued). Analyst consensus target is HBCP = $50 (-22.5% upside).
Valuation: HBCP trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.09.
Financials: revenue is $209M, +14.8%/yr average growth. Net income is $46M, growing at +11.7%/yr. Net profit margin is 22% (strong). Gross margin is 70.5% (-18.3 pp trend).
Balance sheet: total debt is $58M against $435M equity (Debt-to-Equity (D/E) ratio 0.13, conservative). Current ratio is 0.27 (tight liquidity). Debt-to-assets is 1.7%. Total assets: $3.5B.
Analyst outlook: 3 / 3 analysts rate HBCP as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 41/100 (Partial), Growth 80/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 64/100 (Pass), Income 85/100 (Pass).
