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FirstCash Holdings, Inc FCFS NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
66/100
3/7 Pass
SharesGrow Intrinsic Value
$158.61
-21.8%
Analyst Price Target
$217.00
+7%

FirstCash Holdings, Inc (FCFS) is a Financial - Credit Services company in the Financial Services sector, currently trading at $202.84. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of FCFS = $158.61 (-21.8% from the current price, the stock appears overvalued). Analyst consensus target is FCFS = $217 (+7% upside).

Valuation: FCFS trades at a trailing Price-to-Earnings (P/E) of 27.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.45.

Financials: revenue is $3.7B, +10.3%/yr average growth. Net income is $330M, growing at +10.7%/yr. Net profit margin is 9% (thin). Gross margin is 51.7% (+5.4 pp trend).

Balance sheet: total debt is $2.8B against $2.3B equity (Debt-to-Equity (D/E) ratio 1.24, moderate). Current ratio is 4.55 (strong liquidity). Debt-to-assets is 53.2%. Total assets: $5.3B.

Analyst outlook: 9 / 19 analysts rate FCFS as buy (47%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 54/100 (Partial), Growth 80/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 74/100 (Pass), Future 40/100 (Partial), Income 45/100 (Partial).

$217.00
▲ 6.98% Upside
Average Price Target
The 12-month price target for FirstCash Holdings, Inc is $217.00.

FCFS SharesGrow Score Overview

66/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 54/100
Valuation — P/E, PEG, Forward PEG
GROWTH 80/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 74/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FCFS

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VALUE Partial
54/100
FCFS trades at a trailing Price-to-Earnings (P/E) of 27.1 (S&P 500 average ~25). Forward PEG 1.45 — ~moderate (~1.5). Trailing PEG 3.94. Analyst consensus target is $217, implying +7% from the current price $203. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
80/100
FCFS: +10.3%/yr revenue is, +10.7%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
FCFS: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Partial
67/100
Balance sheet FCFS: Debt-to-Equity (D/E) ratio 1.24 (moderate), Current ratio is 4.55 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
74/100
FCFS: Gross margin is 51.7% (+5.4 pp trend), $9B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 74/100. ≥ 70 = Pass.
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FUTURE Partial
40/100
Analyst outlook: 9 / 19 analysts rate FCFS as buy (47%). Analyst consensus target is $217 (+7% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
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INCOME Partial
45/100
FCFS: Net profit margin is 9%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range116.66-202.25
Volume194.47K
Avg Volume (30D)314.97K
Market Cap$8.95B
Beta (1Y)0.47
Dividend Yield$1.6400
Share Statistics
EPS (TTM)7.35
Shares Outstanding$44.97M
IPO Date1991-06-10
Employees20,000
CEORick L. Wessel
Financial Highlights & Ratios
Revenue (TTM)$3.66B
Gross Profit$1.89B
EBITDA$999.78M
Net Income$330.38M
Operating Income$562.23M
Total Cash$125.2M
Total Debt$2.82B
Net Debt$2.69B
Total Assets$5.3B
Price / Earnings (P/E)27.6
Price / Sales (P/S)2.45
Analyst Forecast
1Y Price Target$217.00
Target High$217.00
Target Low$217.00
Upside+7.0%
Rating ConsensusHold
Analysts Covering19
Buy 47% Hold 53% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS33768G1076

Price Chart

FCFS
FirstCash Holdings, Inc  ·  NASDAQ Global Select
Financial Services • Financial - Credit Services
116.66 52WK RANGE 202.25
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