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FirstCash Holdings, Inc FCFS NASDAQ

NASDAQ Global Select • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
66/100
3/7 Pass
SharesGrow Intrinsic Value
$158.61
-21.8%
Analyst Price Target
$217.00
+7%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

FirstCash Holdings, Inc (FCFS) trades at a trailing P/E of 27.1, forward P/E of 19.6. Trailing earnings yield is 3.69%, forward earnings yield 5.11%. PEG 0.92 (Peter Lynch undervalued ≤1.0). Graham Number is $91.49.

Criteria proven by this page:

  • VALUE (54/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
  • Forward P/E 19.6 (down from trailing 27.1) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.92 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 3.69% — roughly competitive with bond yields (~4.3%), moderate risk-reward. Forward yield improves to 5.11% as earnings recover.
  • Analyst consensus target $217.00 (+7% upside) — modest upside expected.

Overall SharesGrow Score: 66/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
66/100
SG Score
View full scorecard →
~
VALUE
54/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
MOAT
74/100
→ Income
GROWTH
80/100
→ Income
~
INCOME
45/100
→ Income

Valuation Snapshot — FCFS

Valuation Multiples
P/E (TTM)27.1
Forward P/E19.6
PEG Ratio0.92
Forward PEG0.49
P/B Ratio3.93
P/S Ratio2.40
EV/EBITDA11.5
Per Share Data
EPS (TTM)$7.35
Forward EPS (Est.)$10.37
Book Value / Share$50.63
Revenue / Share$81.42
FCF / Share$11.42
Yields & Fair Value
Earnings Yield3.69%
Forward Earnings Yield5.11%
Dividend Yield0.82%
Graham Number$91.49
SharesGrow IV$158.61 (-21.8%)
Analyst Target$217.00 (+7%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 27.4 -1.34 1.13 1.51 1.20%
2017 22.4 0.30 2.19 1.81 1.14%
2018 21.1 1.55 2.46 1.82 1.26%
2019 21.1 1.76 2.57 1.86 1.27%
2020 27.3 -0.83 2.26 1.78 1.54%
2021 24.5 1.31 1.70 1.80 1.55%
2022 16.2 0.21 2.18 1.50 1.45%
2023 22.3 -2.18 2.45 1.55 1.27%
2024 18.0 0.92 2.27 1.37 1.41%
2025 21.7 0.79 3.15 1.96 0.99%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.72 $1.09B $60.13M 5.5%
2017 $3.00 $1.78B $143.89M 8.1%
2018 $3.41 $1.78B $153.21M 8.6%
2019 $3.81 $1.86B $164.62M 8.8%
2020 $2.56 $1.63B $106.58M 6.5%
2021 $3.04 $1.7B $124.91M 7.4%
2022 $5.36 $2.73B $253.5M 9.3%
2023 $4.80 $3.15B $219.3M 7%
2024 $5.73 $3.39B $258.82M 7.6%
2025 $7.42 $3.66B $330.38M 9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $10.37 $10.16 – $10.82 $4.17B $4.11B – $4.31B 4
2027 $12.30 $12.05 – $12.83 $4.52B $4.39B – $4.79B 4
2028 $15.21 $15.05 – $15.36 $3.76B $3.7B – $3.89B 2
2029 $16.42 $16.09 – $17.13 $2.74B $2.7B – $2.83B 1
2030 $18.38 $18.01 – $19.18 $2.94B $2.9B – $3.04B 1
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