First Citizens BancShares, Inc. (FCNCA) is a Banks - Regional company in the Financial Services sector, currently trading at $1,990.98. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FCNCA = $8,525.49 (+328.2% from the current price, the stock appears undervalued). Analyst consensus target is FCNCA = $2,244 (+12.7% upside).
Valuation: FCNCA trades at a trailing Price-to-Earnings (P/E) of 11 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.82.
Financials: revenue is $14.5B, +54.4%/yr average growth. Net income is $2.2B, growing at +282.6%/yr. Net profit margin is 15.2% (healthy). Gross margin is 61.4% (-16.8 pp trend).
Balance sheet: total debt is $36.0B against $22.2B equity (Debt-to-Equity (D/E) ratio 1.62, leveraged). Current ratio is 1.03 (adequate). Debt-to-assets is 15.7%. Total assets: $229.7B.
Analyst outlook: 4 / 11 analysts rate FCNCA as buy (36%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 69/100 (Partial), Future 40/100 (Partial), Income 70/100 (Pass).
