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First Citizens BancShares, Inc. FCNCA NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
68/100
4/7 Pass
SharesGrow Intrinsic Value
$8,525.49
+328.2%
Analyst Price Target
$2,244.20
+12.7%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

First Citizens BancShares, Inc. (FCNCA) trades at a trailing P/E of 11.0, forward P/E of 11.1. Trailing earnings yield is 9.08%, forward earnings yield 8.98%. PEG 1.41. Graham Number is $2,687.31.

Criteria proven by this page:

  • VALUE (83/100, Pass) — P/E is below market average (11.0); analyst target implies upside (+12.7%); earnings yield beats bond yields (9.08%).
  • PEG Ratio 1.41 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 9.08% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $2,244.20 (+12.7% upside) — modest upside expected.

Overall SharesGrow Score: 68/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
68/100
SG Score
View full scorecard →
VALUE
83/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
69/100
→ Income
GROWTH
100/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — FCNCA

Valuation Multiples
P/E (TTM)11.0
Forward P/E11.1
PEG Ratio1.41
Forward PEG1.41
P/B Ratio1.09
P/S Ratio1.60
EV/EBITDA11.4
Per Share Data
EPS (TTM)$178.44
Forward EPS (Est.)$178.89
Book Value / Share$1,798.75
Revenue / Share$1,172.61
FCF / Share$167.52
Yields & Fair Value
Earnings Yield9.08%
Forward Earnings Yield8.98%
Dividend Yield0.41%
Graham Number$2,687.31
SharesGrow IV$8,525.49 (+328.2%)
Analyst Target$2,244.20 (+12.7%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 18.9 2.65 1.42 3.18 0.34%
2017 14.9 0.34 1.45 3.33 0.30%
2018 11.2 0.46 1.29 2.83 0.37%
2019 13.0 0.58 1.65 3.31 0.31%
2020 11.7 0.75 1.37 3.01 0.52%
2021 14.9 1.11 1.72 4.29 0.52%
2022 10.7 0.43 1.22 2.31 0.70%
2023 1.8 0.00 0.97 1.63 0.57%
2024 10.9 -0.14 1.36 2.03 0.52%
2025 12.0 -0.96 1.19 1.83 0.61%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $18.77 $1.34B $225.48M 16.8%
2017 $26.96 $1.45B $323.75M 22.3%
2018 $33.53 $1.59B $400.31M 25.2%
2019 $41.05 $1.79B $457.37M 25.5%
2020 $47.50 $1.92B $492M 25.7%
2021 $53.88 $1.9B $547M 28.8%
2022 $67.40 $5.1B $1.1B 21.5%
2023 $784.55 $12.64B $11.47B 90.7%
2024 $189.41 $14.94B $2.78B 18.6%
2025 $165.76 $14.5B $2.21B 15.2%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $177.58 $165.08 – $187.68 $8.86B $8.66B – $9.05B 9
2027 $201.11 $184.90 – $213.82 $9.32B $8.96B – $9.72B 9
2028 $220.28 $211.85 – $233.21 $10.03B $9.73B – $10.48B 4
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