First Financial Bancorp. (FFBC) is a Banks - Regional company in the Financial Services sector, currently trading at $29.34. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FFBC = $50.25 (+71.3% from the current price, the stock appears undervalued). Analyst consensus target is FFBC = $29 (+-0% upside).
Valuation: FFBC trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.86.
Financials: revenue is $1.3B, +18.9%/yr average growth. Net income is $256M, growing at +6.2%/yr. Net profit margin is 20.3% (strong). Gross margin is 68.4% (-21.6 pp trend).
Balance sheet: total debt is $1.2B against $2.8B equity (Debt-to-Equity (D/E) ratio 0.43, conservative). Current ratio is 0.28 (tight liquidity). Debt-to-assets is 5.6%. Total assets: $21.1B.
Analyst outlook: 6 / 19 analysts rate FFBC as buy (32%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 34/100 (Fail), Income 85/100 (Pass).
