SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Financial Bancorp. (FFBC) trades at a trailing P/E of 10.8, forward P/E of 9.7. Trailing earnings yield is 9.25%, forward earnings yield 10.28%. PEG 1.00 (Peter Lynch undervalued ≤1.0). Graham Number is $42.06.
Criteria proven by this page:
- VALUE (80/100, Pass) — P/E is below market average (10.8); PEG ≤ 1.0 — Peter Lynch undervalued (1.00); earnings yield beats bond yields (9.25%).
- Forward P/E 9.7 (down from trailing 10.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 1.00 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.25% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.28% as earnings recover.
- Analyst consensus target $29.33 (+-0% upside) — modest upside expected.
Overall SharesGrow Score: 66/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
80/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FFBC
Valuation Multiples
P/E (TTM)10.8
Forward P/E9.7
PEG Ratio1.00
Forward PEG0.73
P/B Ratio1.00
P/S Ratio2.42
EV/EBITDA11.8
Per Share Data
EPS (TTM)$2.69
Forward EPS (Est.)$3.02
Book Value / Share$29.18
Revenue / Share$13.27
FCF / Share$3.48
Yields & Fair Value
Earnings Yield9.25%
Forward Earnings Yield10.28%
Dividend Yield3.40%
Graham Number$42.06
SharesGrow IV$50.25 (+71.3%)
Analyst Target$29.33 (+-0%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
19.7 |
1.10 |
2.01 |
4.64 |
2.25% |
| 2017 |
16.8 |
2.02 |
1.74 |
3.96 |
2.54% |
| 2018 |
12.2 |
0.50 |
1.01 |
3.26 |
3.79% |
| 2019 |
12.6 |
4.10 |
1.11 |
3.38 |
3.56% |
| 2020 |
11.0 |
-0.54 |
0.75 |
2.39 |
5.25% |
| 2021 |
11.3 |
0.32 |
1.03 |
3.54 |
3.77% |
| 2022 |
10.4 |
1.32 |
1.11 |
2.93 |
3.82% |
| 2023 |
8.7 |
0.52 |
0.98 |
2.00 |
3.91% |
| 2024 |
11.1 |
-1.01 |
1.04 |
2.07 |
3.53% |
| 2025 |
9.3 |
0.83 |
0.86 |
1.89 |
3.99% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.43 |
$375.55M |
$88.53M |
23.6% |
| 2017 |
$1.56 |
$409.22M |
$96.79M |
23.7% |
| 2018 |
$1.93 |
$643.76M |
$172.6M |
26.8% |
| 2019 |
$2.00 |
$738.95M |
$198.08M |
26.8% |
| 2020 |
$1.59 |
$714.09M |
$155.81M |
21.8% |
| 2021 |
$2.14 |
$654.72M |
$205.16M |
31.3% |
| 2022 |
$2.30 |
$774.65M |
$217.61M |
28.1% |
| 2023 |
$2.69 |
$1.12B |
$255.86M |
22.9% |
| 2024 |
$2.40 |
$1.23B |
$228.83M |
18.7% |
| 2025 |
$2.66 |
$1.26B |
$255.61M |
20.3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.02 |
$2.91 – $3.08 |
$1.07B |
$1.06B – $1.08B |
5 |
| 2027 |
$3.40 |
$3.35 – $3.45 |
$1.12B |
$1.11B – $1.13B |
5 |
