First Financial Bankshares, Inc. (FFIN) is a Banks - Regional company in the Financial Services sector, currently trading at $31.40. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FFIN = $38.73 (+23.3% from the current price, the stock appears undervalued). Analyst consensus target is FFIN = $39 (+24.2% upside).
Valuation: FFIN trades at a trailing Price-to-Earnings (P/E) of 17.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.83.
Financials: revenue is $826M, +14.5%/yr average growth. Net income is $254M, growing at +3.5%/yr. Net profit margin is 30.7% (strong). Gross margin is 71.8% (-19.3 pp trend).
Balance sheet: total debt is $22M against $1.9B equity (Debt-to-Equity (D/E) ratio 0.01, conservative). Current ratio is 0.68 (tight liquidity). Debt-to-assets is 0.1%. Total assets: $15.4B.
Analyst outlook: 0 / 15 analysts rate FFIN as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 50/100 (Partial), Growth 63/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 55/100 (Partial), Future 46/100 (Partial), Income 100/100 (Pass).
