SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Financial Bankshares, Inc. (FFIN) trades at a trailing P/E of 17.5, forward P/E of 15.9. Trailing earnings yield is 5.71%, forward earnings yield 6.31%. PEG 1.30. Graham Number is $23.11.
Criteria proven by this page:
- VALUE (50/100, Partial) — mixed signals — some valuation metrics are favorable while others are stretched.
- Forward P/E 15.9 (down from trailing 17.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 1.30 — between 1.0–2.0 indicates moderate valuation relative to growth.
- Trailing Earnings Yield 5.71% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 6.31% as earnings recover.
- Analyst consensus target $39.00 (+24.2% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 64/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
~
VALUE
50/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FFIN
Valuation Multiples
P/E (TTM)17.5
Forward P/E15.9
PEG Ratio1.30
Forward PEG1.34
P/B Ratio2.32
P/S Ratio5.38
EV/EBITDA10.6
Per Share Data
EPS (TTM)$1.77
Forward EPS (Est.)$1.98
Book Value / Share$13.40
Revenue / Share$5.77
FCF / Share$1.98
Yields & Fair Value
Earnings Yield5.71%
Forward Earnings Yield6.31%
Dividend Yield2.45%
Graham Number$23.11
SharesGrow IV$38.73 (+23.3%)
Analyst Target$39.00 (+24.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
28.5 |
11.11 |
3.56 |
9.65 |
1.51% |
| 2017 |
24.8 |
1.80 |
3.23 |
9.07 |
1.64% |
| 2018 |
25.9 |
1.18 |
3.70 |
10.17 |
1.38% |
| 2019 |
28.9 |
2.92 |
3.88 |
11.42 |
1.28% |
| 2020 |
25.4 |
1.55 |
3.06 |
10.44 |
1.37% |
| 2021 |
31.8 |
2.51 |
4.11 |
14.31 |
1.10% |
| 2022 |
20.9 |
8.37 |
3.88 |
8.90 |
1.86% |
| 2023 |
21.7 |
-1.43 |
2.88 |
6.95 |
2.31% |
| 2024 |
23.0 |
1.88 |
3.20 |
6.97 |
2.00% |
| 2025 |
16.9 |
1.20 |
2.23 |
5.18 |
2.48% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.80 |
$309.23M |
$104.77M |
33.9% |
| 2017 |
$0.91 |
$328.67M |
$120.37M |
36.6% |
| 2018 |
$1.11 |
$383.4M |
$150.64M |
39.3% |
| 2019 |
$1.21 |
$417.06M |
$164.81M |
39.5% |
| 2020 |
$1.42 |
$491.94M |
$202.03M |
41.1% |
| 2021 |
$1.59 |
$505.62M |
$227.56M |
45% |
| 2022 |
$1.64 |
$551.27M |
$234.48M |
42.5% |
| 2023 |
$1.39 |
$622.31M |
$198.98M |
32% |
| 2024 |
$1.56 |
$739.21M |
$223.51M |
30.2% |
| 2025 |
$1.77 |
$825.8M |
$253.59M |
30.7% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.98 |
$1.96 – $2.00 |
$692.64M |
$687.63M – $697.15M |
3 |
| 2027 |
$2.10 |
$2.08 – $2.12 |
$738.4M |
$733.06M – $743.21M |
3 |
