First Guaranty Bancshares, Inc. (FGBI) is a Banks - Regional company in the Financial Services sector, currently trading at $9.73. It has a SharesGrow Score of 36/100, indicating a weak investment profile with 0 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FGBI = $6.24 (-35.8% from the current price, the stock appears overvalued). Analyst consensus target is FGBI = $10 (-2.4% upside).
Valuation: FGBI trades at a trailing Price-to-Earnings (P/E) of -2.7 (S&P 500 average ~25).
Financials: revenue is $196M, +13.1%/yr average growth. Net income is $56M (loss), growing at -194.4%/yr. Net profit margin is -28.6% (negative). Gross margin is -6.2% (-78.6 pp trend).
Balance sheet: total debt is $186M against $226M equity (Debt-to-Equity (D/E) ratio 0.82, moderate). Current ratio is 120.47 (strong liquidity). Debt-to-assets is 4.6%. Total assets: $4.1B.
Analyst outlook: 1 / 4 analysts rate FGBI as buy (25%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 35/100 (Fail), Growth 48/100 (Partial), Past 75/100 (Partial), Health 50/100 (Partial), Moat 8/100 (Fail), Future 26/100 (Fail), Income 10/100 (Fail).
