First Guaranty Bancshares, Inc. FGBI NASDAQ

First Guaranty Bancshares, Inc. (FGBI) has a negative trailing P/E of -2.7, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 24.3 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -37.66%, forward earnings yield 4.11%. PEG 0.39 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

• VALUE (35/100, Fail) — negative P/E indicates the company is currently operating at a loss — DCF and P/E-based valuation models cannot produce meaningful results for unprofitable companies (P/E -2.7); trailing earnings yield is below the 10-year Treasury yield (~4.3%), meaning bonds offer a better return (EY -37.66%).
• Forward P/E 24.3 — analysts expect a return to profitability with estimated EPS of $0.40 for FY2026.
• PEG Ratio 0.39 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
• Trailing Earnings Yield -37.66% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 4.11% as earnings recover.
• Analyst consensus target $9.50 (-2.4% downside) — slight downside risk — the market may be ahead of analyst expectations.

Overall SharesGrow Score: 36/100 with 0/7 criteria passed.