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First Guaranty Bancshares, Inc. FGBIP NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
35/100
0/6 Pass
SharesGrow Intrinsic Value
$7.05
-58.5%

First Guaranty Bancshares, Inc. (FGBIP) is a Banks - Regional company in the Financial Services sector, currently trading at $17.01. It has a SharesGrow Score of 34/100, indicating a weak investment profile with 0 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of FGBIP = $7.05 (-58.5% from the current price, the stock appears overvalued).

Valuation: FGBIP trades at a trailing Price-to-Earnings (P/E) of -2.7 (S&P 500 average ~25).

Financials: revenue is $196M, +13.1%/yr average growth. Net income is $56M (loss), growing at -194.4%/yr. Net profit margin is -28.6% (negative). Gross margin is -6.2% (-78.6 pp trend).

Balance sheet: total debt is $186M against $226M equity (Debt-to-Equity (D/E) ratio 0.82, moderate). Current ratio is 120.47 (strong liquidity). Debt-to-assets is 4.6%. Total assets: $4.1B.

Analyst outlook: 1 / 4 analysts rate FGBIP as buy (25%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value ?/100 (Fail), Growth 48/100 (Partial), Past 75/100 (Partial), Health 50/100 (Partial), Moat 8/100 (Fail), Future 20/100 (Fail), Income 10/100 (Fail).

FGBIP SharesGrow Score Overview

35/100
SharesGrow Score
Below average — proceed with caution
View full scorecard →
VALUE 0/100
Valuation — P/E, PEG, Forward PEG
GROWTH 48/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 50/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 8/100
Gross margin is + market cap
FUTURE 20/100
Analyst outlook — as buy
INCOME 10/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Stock Chart & Stats

Market Data
52-Week Range14.415-20.44
Volume6.99K
Avg Volume (30D)2.17K
Market Cap$237.84M
Beta (1Y)0.29
Dividend Yield$1.6875
Share Statistics
EPS (TTM)-4.17
Shares Outstanding$13.99M
IPO Date2021-04-23
Employees380
CEOMichael Ray Mineer
Financial Highlights & Ratios
Revenue (TTM)$195.96M
Gross Profit$-12.11M
EBITDA$-68.56M
Net Income$-56.02M
Operating Income$-68.56M
Total Cash$845.7M
Total Debt$186.13M
Net Debt$-659.57M
Total Assets$4.08B
Price / Earnings (P/E)-4.1
Price / Sales (P/S)1.21
Analyst Forecast
Rating ConsensusHold
Analysts Covering4
Buy 25% Hold 75% Sell 0%
Company Info
CountryUS
ExchangeNASDAQ Global Market
CurrencyUSD
ISINUS32043P2056

Price Chart

FGBIP
First Guaranty Bancshares, Inc.  ·  NASDAQ Global Market
Financial Services • Banks - Regional
14.42 52WK RANGE 20.44
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