FinVolution Group (FINV) is a Financial - Credit Services company in the Financial Services sector, currently trading at $5.11. It has a SharesGrow Score of 83/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FINV = $201.12 (+3835.9% from the current price, the stock appears undervalued). Analyst consensus target is FINV = $6 (+16.2% upside).
Valuation: FINV trades at a trailing Price-to-Earnings (P/E) of 3.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.18.
Financials: revenue is $13.2B, +6%/yr average growth. Net income is $2.5B, growing at +3%/yr. Net profit margin is 18.7% (healthy). Gross margin is 78.6% (-3.1 pp trend).
Balance sheet: total debt is $1.3B against $16.6B equity (Debt-to-Equity (D/E) ratio 0.08, conservative). Current ratio is 73.69 (strong liquidity). Debt-to-assets is 5.2%. Total assets: $25.4B.
Analyst outlook: 4 / 4 analysts rate FINV as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 92/100 (Pass), Growth 55/100 (Partial), Past 100/100 (Pass), Health 100/100 (Pass), Moat 69/100 (Partial), Future 94/100 (Pass), Income 70/100 (Pass).
