LexinFintech Holdings Ltd. (LX) is a Financial - Credit Services company in the Financial Services sector, currently trading at $2.25. It has a SharesGrow Score of 85/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LX = $120.51 (+5256.2% from the current price, the stock appears undervalued). Analyst consensus target is LX = $4 (+55.6% upside).
Valuation: LX trades at a trailing Price-to-Earnings (P/E) of 1.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.04.
Financials: revenue is $12.8B, +10.4%/yr average growth. Net income is $1.6B, growing at +27.2%/yr. Net profit margin is 12.8% (healthy). Gross margin is 72.3% (+41.5 pp trend).
Balance sheet: total debt is $4.8B against $12.0B equity (Debt-to-Equity (D/E) ratio 0.4, conservative). Current ratio is 4.1 (strong liquidity). Debt-to-assets is 20.6%. Total assets: $23.2B.
Analyst outlook: 9 / 12 analysts rate LX as buy (75%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 66/100 (Partial), Future 85/100 (Pass), Income 55/100 (Partial).
