Lufax Holding Ltd (LU) is a Financial - Credit Services company in the Financial Services sector, currently trading at $1.94. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LU = $461.46 (+23686.4% from the current price, the stock appears undervalued). Analyst consensus target is LU = $3 (+79.4% upside).
Valuation: LU trades at a trailing Price-to-Earnings (P/E) of 4.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.04.
Financials: revenue is $41.7B, +0.5%/yr average growth. Net income is $887M, growing at -34%/yr. Net profit margin is 2.1% (thin). Gross margin is 69.5% (-14.8 pp trend).
Balance sheet: total debt is $44.9B against $92.1B equity (Debt-to-Equity (D/E) ratio 0.49, conservative). Current ratio is 2.18 (strong liquidity). Debt-to-assets is 18.9%. Total assets: $237.0B.
Analyst outlook: 8 / 13 analysts rate LU as buy (62%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 30/100 (Fail), Past 100/100 (Pass), Health 67/100 (Partial), Moat 57/100 (Partial), Future 73/100 (Pass), Income 30/100 (Fail).
