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The First of Long Island Corporation FLIC NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
55/100
2/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$20.00
+68.5%

The First of Long Island Corporation (FLIC) is a Banks - Regional company in the Financial Services sector, currently trading at $11.87. It has a SharesGrow Score of 55/100, indicating a above average investment profile with 2 out of 7 criteria passed.

Analyst consensus target is FLIC = $20 (+68.5% upside).

Financials: revenue is $179M, +9.8%/yr average growth. Net income is $17M, growing at -23.4%/yr. Net profit margin is 9.5% (thin). Gross margin is 47.3% (-42.7 pp trend).

Balance sheet: total debt is $457M against $379M equity (Debt-to-Equity (D/E) ratio 1.21, moderate). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 11.1%. Total assets: $4.1B.

Analyst outlook: 1 / 7 analysts rate FLIC as buy (14%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 93/100 (Pass), Growth 40/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 36/100 (Fail), Future 52/100 (Partial), Income 45/100 (Partial).

$20.00
▲ 68.49% Upside
Average Price Target
The 12-month price target for The First of Long Island Corporation is $20.00.

FLIC SharesGrow Score Overview

55/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 93/100
Valuation — P/E, PEG, Forward PEG
GROWTH 40/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 36/100
Gross margin is + market cap
FUTURE 52/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FLIC

✓
VALUE Pass
93/100
FLIC trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $20, implying +68.5% from the current price $12. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
~
GROWTH Partial
40/100
FLIC: +9.8%/yr revenue is, -23.4%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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✓
PAST Pass
100/100
FLIC: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
✗
HEALTH Fail
17/100
Balance sheet FLIC: Debt-to-Equity (D/E) ratio 1.21 (moderate), Current ratio is 0.13 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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✗
MOAT Fail
36/100
FLIC: Gross margin is 47.3% (-42.7 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 36/100. ≥ 70 = Pass.
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~
FUTURE Partial
52/100
Analyst outlook: 1 / 7 analysts rate FLIC as buy (14%). Analyst consensus target is $20 (+68.5% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
~
INCOME Partial
45/100
FLIC: Net profit margin is 9.5%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range9.3-15.03
Volume314.79K
Avg Volume (30D)73.92K
Market Cap$269.21M
Beta (1Y)0.86
Dividend Yield$0.8400
Share Statistics
EPS (TTM)0.76
Shares Outstanding$22.59M
IPO Date1987-01-12
Employees265
CEOChristopher D. Becker
Financial Highlights & Ratios
Revenue (TTM)$179.38M
Gross Profit$84.91M
EBITDA$23.5M
Net Income$17.08M
Operating Income$16.76M
Total Cash$415.65M
Total Debt$456.96M
Net Debt$418.63M
Total Assets$4.12B
Price / Earnings (P/E)15.6
Price / Sales (P/S)1.5
Analyst Forecast
1Y Price Target$20.00
Target High$20.00
Target Low$20.00
Upside+68.5%
Rating ConsensusHold
Analysts Covering7
Buy 14% Hold 86% Sell 0%
Company Info
CountryUS
ExchangeNASDAQ Capital Marke
CurrencyUSD
ISINUS3207341062

Price Chart

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FLIC
The First of Long Island Corporation ↗  ·  NASDAQ Capital Marke
Financial Services • Banks - Regional
9.30 52WK RANGE 15.03

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