SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Northwest Bancorp (FNWB) has a negative trailing P/E of -23.0, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 20.3 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -4.35%, forward earnings yield 4.92%. PEG 0.19 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (20/100, Fail) — negative P/E indicates the company is currently operating at a loss — DCF and P/E-based valuation models cannot produce meaningful results for unprofitable companies (P/E -23.0); trailing earnings yield is below the 10-year Treasury yield (~4.3%), meaning bonds offer a better return (EY -4.35%); analyst consensus target implies downside from the current price ($8.00, 17.1%).
- Forward P/E 20.3 — analysts expect a return to profitability with estimated EPS of $0.47 for FY2026.
- PEG Ratio 0.19 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield -4.35% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 4.92% as earnings recover.
- Analyst consensus target $8.00 (-17.1% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 36/100 with 1/7 criteria passed.
SharesGrow 7-Criteria Score
✗
VALUE
20/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FNWB
Valuation Multiples
P/E (TTM)-23.0
Forward P/E20.3
PEG Ratio0.19
Forward PEG0.19
P/B Ratio0.61
P/S Ratio0.89
EV/EBITDA-78.1
Per Share Data
EPS (TTM)$-0.44
Forward EPS (Est.)$0.47
Book Value / Share$16.47
Revenue / Share$11.22
FCF / Share$-5.36
Yields & Fair Value
Earnings Yield-4.35%
Forward Earnings Yield4.92%
Dividend Yield0.69%
SharesGrow IV$10.12 (+4.9%)
Analyst Target$8.00 (-17.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2017 |
34.2 |
0.87 |
0.98 |
4.07 |
- |
| 2017 |
52.1 |
-1.60 |
0.98 |
3.71 |
- |
| 2018 |
21.6 |
0.18 |
0.89 |
2.97 |
0.22% |
| 2019 |
19.8 |
0.59 |
1.01 |
3.17 |
0.79% |
| 2020 |
14.1 |
0.68 |
0.78 |
2.15 |
1.50% |
| 2021 |
12.0 |
0.26 |
0.97 |
2.33 |
1.37% |
| 2022 |
8.9 |
1.82 |
0.86 |
1.54 |
2.00% |
| 2023 |
62.2 |
-0.73 |
0.87 |
1.35 |
1.90% |
| 2024 |
-13.5 |
0.03 |
0.58 |
0.77 |
2.95% |
| 2025 |
-21.4 |
0.59 |
0.57 |
0.84 |
1.47% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.46 |
$42.98M |
$5.12M |
11.9% |
| 2017 |
$0.31 |
$46.61M |
$3.32M |
7.1% |
| 2018 |
$0.68 |
$51.66M |
$7.11M |
13.8% |
| 2019 |
$0.91 |
$56.26M |
$9.01M |
16% |
| 2020 |
$1.10 |
$67.53M |
$10.34M |
15.3% |
| 2021 |
$1.66 |
$79.31M |
$15.42M |
19.4% |
| 2022 |
$1.71 |
$90.71M |
$15.65M |
17.2% |
| 2023 |
$0.26 |
$104.92M |
$2.29M |
2.2% |
| 2024 |
$-0.75 |
$117.04M |
$-6.61M |
-5.7% |
| 2025 |
$-0.48 |
$107.19M |
$-4.19M |
-3.9% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$0.47 |
$0.47 – $0.48 |
$70.8M |
$70.07M – $71.53M |
1 |
| 2027 |
$0.98 |
$0.96 – $0.99 |
$77.1M |
$76.31M – $77.89M |
1 |