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First Northwest Bancorp FNWB NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
36/100
1/7 Pass
SharesGrow Intrinsic Value
$10.12
+4.9%
Analyst Price Target
$8.00
-17.1%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

First Northwest Bancorp (FNWB) has a negative trailing P/E of -23.0, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 20.3 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -4.35%, forward earnings yield 4.92%. PEG 0.19 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (20/100, Fail) — negative P/E indicates the company is currently operating at a loss — DCF and P/E-based valuation models cannot produce meaningful results for unprofitable companies (P/E -23.0); trailing earnings yield is below the 10-year Treasury yield (~4.3%), meaning bonds offer a better return (EY -4.35%); analyst consensus target implies downside from the current price ($8.00, 17.1%).
  • Forward P/E 20.3 — analysts expect a return to profitability with estimated EPS of $0.47 for FY2026.
  • PEG Ratio 0.19 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield -4.35% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 4.92% as earnings recover.
  • Analyst consensus target $8.00 (-17.1% downside) — analysts see meaningful downside risk at the current price level.

Overall SharesGrow Score: 36/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
36/100
SG Score
View full scorecard →
VALUE
20/100
Price-to-Earnings & upside
Proven by this page
FUTURE
64/100
Analyst consensus
→ Forecast
~
PAST
50/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
36/100
→ Income
~
GROWTH
40/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — FNWB

Valuation Multiples
P/E (TTM)-23.0
Forward P/E20.3
PEG Ratio0.19
Forward PEG0.19
P/B Ratio0.61
P/S Ratio0.89
EV/EBITDA-78.1
Per Share Data
EPS (TTM)$-0.44
Forward EPS (Est.)$0.47
Book Value / Share$16.47
Revenue / Share$11.22
FCF / Share$-5.36
Yields & Fair Value
Earnings Yield-4.35%
Forward Earnings Yield4.92%
Dividend Yield0.69%
SharesGrow IV$10.12 (+4.9%)
Analyst Target$8.00 (-17.1%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2017 34.2 0.87 0.98 4.07 -
2017 52.1 -1.60 0.98 3.71 -
2018 21.6 0.18 0.89 2.97 0.22%
2019 19.8 0.59 1.01 3.17 0.79%
2020 14.1 0.68 0.78 2.15 1.50%
2021 12.0 0.26 0.97 2.33 1.37%
2022 8.9 1.82 0.86 1.54 2.00%
2023 62.2 -0.73 0.87 1.35 1.90%
2024 -13.5 0.03 0.58 0.77 2.95%
2025 -21.4 0.59 0.57 0.84 1.47%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.46 $42.98M $5.12M 11.9%
2017 $0.31 $46.61M $3.32M 7.1%
2018 $0.68 $51.66M $7.11M 13.8%
2019 $0.91 $56.26M $9.01M 16%
2020 $1.10 $67.53M $10.34M 15.3%
2021 $1.66 $79.31M $15.42M 19.4%
2022 $1.71 $90.71M $15.65M 17.2%
2023 $0.26 $104.92M $2.29M 2.2%
2024 $-0.75 $117.04M $-6.61M -5.7%
2025 $-0.48 $107.19M $-4.19M -3.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $0.47 $0.47 – $0.48 $70.8M $70.07M – $71.53M 1
2027 $0.98 $0.96 – $0.99 $77.1M $76.31M – $77.89M 1
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