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First Sound Bank FSWA OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
54/100
1/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

First Sound Bank (FSWA) is a Banks - Regional company in the Financial Services sector, currently trading at $6.70. It has a SharesGrow Score of 52/100, indicating a mixed investment profile with 1 out of 7 criteria passed.

Financials: revenue is $9M, +18.3%/yr average growth. Net income is $93,000, growing at +359.5%/yr. Net profit margin is 1.1% (thin). Gross margin is 100% (+0 pp trend).

Balance sheet: total debt is $0 against $15M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 0.24 (tight liquidity). Debt-to-assets is 0%. Total assets: $161M.

SharesGrow 7-Criteria breakdown: Value 15/100 (Fail), Growth 90/100 (Pass), Past 75/100 (Partial), Health 67/100 (Partial), Moat 46/100 (Partial), Future ?/100 (Fail), Income 30/100 (Fail).

FSWA SharesGrow Score Overview

54/100
SharesGrow Score
Mixed signals — some strengths
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VALUE 15/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 75/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 46/100
Gross margin is + market cap
FUTURE 0/100
Analyst outlook — as buy
INCOME 30/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FSWA

✗
VALUE Fail
15/100
FSWA trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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✓
GROWTH Pass
90/100
FSWA: +18.3%/yr revenue is, +359.5%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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~
PAST Partial
75/100
FSWA: 3 / 4 years profitable. mixed. Score = 3 / 4 × 100. ≥ 80 = Pass.
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~
HEALTH Partial
67/100
Balance sheet FSWA: Debt-to-Equity (D/E) ratio 0 (conservative), Current ratio is 0.24 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
46/100
FSWA: Gross margin is 100% (+0 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 46/100. ≥ 70 = Pass.
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—
FUTURE N/A
N/A
No analyst coverage available for this stock.
✗
INCOME Fail
30/100
FSWA: Net profit margin is 1.1%. thin (0-5%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range3.55-6.85
Volume200
Avg Volume (30D)135
Market Cap$1.51M
Beta (1Y)0.22
Share Statistics
EPS (TTM)0.03
Shares Outstanding$3.15M
IPO Date2004-07-26
Employees27
CEOMartin A. Steele
Financial Highlights & Ratios
Revenue (TTM)$8.68M
Gross Profit$8.68M
Net Income$93K
Operating Income$6.99M
Total Assets$161.17M
Price / Earnings (P/E)227.1
Price / Sales (P/S)0.17
Analyst Forecast
Company Info
CountryUS
ExchangeOther OTC
CurrencyUSD
ISINUS33647C2026

Price Chart

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FSWA
First Sound Bank ↗  ·  Other OTC
Financial Services • Banks - Regional
3.55 52WK RANGE 6.85

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