Hanmi Financial Corporation (HAFC) is a Banks - Regional company in the Financial Services sector, currently trading at $27.72. It has a SharesGrow Score of 65/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HAFC = $74.25 (+167.9% from the current price, the stock appears undervalued). Analyst consensus target is HAFC = $34 (+22.7% upside).
Valuation: HAFC trades at a trailing Price-to-Earnings (P/E) of 10.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.09.
Financials: revenue is $445M, +13.6%/yr average growth. Net income is $76M, growing at -7%/yr. Net profit margin is 17.1% (healthy). Gross margin is 57.5% (-30.5 pp trend).
Balance sheet: total debt is $280M against $796M equity (Debt-to-Equity (D/E) ratio 0.35, conservative). Current ratio is 49.21 (strong liquidity). Debt-to-assets is 3.6%. Total assets: $7.9B.
Analyst outlook: 4 / 11 analysts rate HAFC as buy (36%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 77/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 49/100 (Partial), Future 46/100 (Partial), Income 70/100 (Pass).
