PCB Bancorp (PCB) is a Banks - Regional company in the Financial Services sector, currently trading at $24.20. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PCB = $71.14 (+194% from the current price, the stock appears undervalued). Analyst consensus target is PCB = $24 (-0.8% upside).
Valuation: PCB trades at a trailing Price-to-Earnings (P/E) of 9.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.9.
Financials: revenue is $209M, +22.3%/yr average growth. Net income is $37M, growing at +5.6%/yr. Net profit margin is 17.9% (healthy). Gross margin is 53.3% (-33.2 pp trend).
Balance sheet: total debt is $72M against $390M equity (Debt-to-Equity (D/E) ratio 0.18, conservative). Current ratio is 0.16 (tight liquidity). Debt-to-assets is 2.2%. Total assets: $3.3B.
Analyst outlook: 1 / 5 analysts rate PCB as buy (20%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 73/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 43/100 (Fail), Future 26/100 (Fail), Income 70/100 (Pass).
