SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Hanmi Financial Corporation (HAFC) trades at a trailing P/E of 10.8, forward P/E of 9.2. Trailing earnings yield is 9.26%, forward earnings yield 10.85%. PEG 0.51 (Peter Lynch undervalued ≤1.0). Graham Number is $39.32.
Criteria proven by this page:
- VALUE (77/100, Pass) — P/E is below market average (10.8); PEG ≤ 1.0 — Peter Lynch undervalued (0.51); analyst target implies upside (+22.7%); earnings yield beats bond yields (9.26%).
- Forward P/E 9.2 (down from trailing 10.8) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.51 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.26% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.85% as earnings recover.
- Analyst consensus target $34.00 (+22.7% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 65/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
77/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — HAFC
Valuation Multiples
P/E (TTM)10.8
Forward P/E9.2
PEG Ratio0.51
Forward PEG0.47
P/B Ratio1.03
P/S Ratio1.86
EV/EBITDA8.1
Per Share Data
EPS (TTM)$2.56
Forward EPS (Est.)$3.01
Book Value / Share$26.82
Revenue / Share$14.97
FCF / Share$6.85
Yields & Fair Value
Earnings Yield9.26%
Forward Earnings Yield10.85%
Dividend Yield3.94%
Graham Number$39.32
SharesGrow IV$74.25 (+167.9%)
Analyst Target$34.00 (+22.7%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
19.7 |
4.76 |
2.10 |
5.26 |
2.30% |
| 2017 |
17.8 |
-5.22 |
1.73 |
4.01 |
2.65% |
| 2018 |
10.9 |
1.68 |
1.14 |
2.43 |
4.92% |
| 2019 |
18.7 |
-0.45 |
1.09 |
2.25 |
4.85% |
| 2020 |
8.1 |
0.27 |
0.60 |
1.29 |
4.65% |
| 2021 |
7.3 |
0.05 |
1.12 |
2.80 |
2.29% |
| 2022 |
7.4 |
2.16 |
1.18 |
2.43 |
3.82% |
| 2023 |
7.3 |
-0.35 |
0.84 |
1.48 |
5.20% |
| 2024 |
11.4 |
-0.54 |
0.97 |
1.65 |
4.28% |
| 2025 |
10.6 |
0.46 |
1.01 |
1.81 |
4.04% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.75 |
$211.55M |
$56.49M |
26.7% |
| 2017 |
$1.69 |
$242.74M |
$54.66M |
22.5% |
| 2018 |
$1.79 |
$258.92M |
$57.87M |
22.4% |
| 2019 |
$1.06 |
$273.09M |
$32.79M |
12% |
| 2020 |
$1.38 |
$265.56M |
$42.2M |
15.9% |
| 2021 |
$3.22 |
$256.8M |
$98.68M |
38.4% |
| 2022 |
$3.32 |
$308.01M |
$101.39M |
32.9% |
| 2023 |
$2.62 |
$397.56M |
$80.04M |
20.1% |
| 2024 |
$2.07 |
$429.51M |
$62.2M |
14.5% |
| 2025 |
$2.51 |
$444.74M |
$76.09M |
17.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.01 |
$2.94 – $3.12 |
$297.63M |
$295.31M – $299.95M |
3 |
| 2027 |
$3.31 |
$3.23 – $3.41 |
$319.1M |
$316.19M – $322.01M |
3 |
