Horizon Bancorp, Inc. (HBNC) is a Banks - Regional company in the Financial Services sector, currently trading at $17.74. It has a SharesGrow Score of 41/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HBNC = $6.87 (-61.3% from the current price, the stock appears overvalued). Analyst consensus target is HBNC = $21 (+18.4% upside).
Valuation: HBNC trades at a trailing Price-to-Earnings (P/E) of -5.9 (S&P 500 average ~25).
Financials: revenue is $103M, -14.9%/yr average growth. Net income is $150M (loss), growing at -189.4%/yr. Net profit margin is -145.9% (negative). Gross margin is -29.5% (-116.4 pp trend).
Balance sheet: total debt is $404M against $688M equity (Debt-to-Equity (D/E) ratio 0.59, moderate). Current ratio is 1.14 (adequate). Debt-to-assets is 6.3%. Total assets: $6.4B.
Analyst outlook: 6 / 9 analysts rate HBNC as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 75/100 (Pass), Growth 15/100 (Fail), Past 75/100 (Partial), Health 33/100 (Fail), Moat 14/100 (Fail), Future 67/100 (Pass), Income 10/100 (Fail).
