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The Hartford Financial Services Group, Inc. HIG NYSE

NYSE • Financial Services • Insurance - Diversified • US • USD

SharesGrow Score
75/100
4/7 Pass
SharesGrow Intrinsic Value
$278.17
+100.5%
Analyst Price Target
$152.67
+10%

The Hartford Financial Services Group, Inc. (HIG) is a Insurance - Diversified company in the Financial Services sector, currently trading at $138.77. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of HIG = $278.17 (+100.5% from the current price, the stock appears undervalued). Analyst consensus target is HIG = $153 (+10% upside).

Valuation: HIG trades at a trailing Price-to-Earnings (P/E) of 10.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.25.

Financials: revenue is $28.3B, +8.1%/yr average growth. Net income is $3.8B, growing at +28.4%/yr. Net profit margin is 13.6% (healthy). Gross margin is 46.1% (-32.3 pp trend).

Balance sheet: total debt is $4.4B against $19.0B equity (Debt-to-Equity (D/E) ratio 0.23, conservative). Current ratio is 17.65 (strong liquidity). Debt-to-assets is 5.1%. Total assets: $86.0B.

Analyst outlook: 23 / 41 analysts rate HIG as buy (56%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 76/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 62/100 (Partial), Future 52/100 (Partial), Income 55/100 (Partial).

$152.67
▲ 10.02% Upside
Average Price Target
Based on 41 Wall Street analysts offering 12-month price targets for The Hartford Financial Services Group, Inc., the average price target is $152.67, with a high forecast of $165.00, and a low forecast of $135.00.
Highest Price Target
$165.00
Average Price Target
$152.67
Lowest Price Target
$135.00

HIG SharesGrow Score Overview

75/100
SharesGrow Score
Strong investment profile
View full scorecard →
VALUE 76/100
Valuation — P/E, PEG, Forward PEG
GROWTH 83/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 62/100
Gross margin is + market cap
FUTURE 52/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — HIG

VALUE Pass
76/100
HIG trades at a trailing Price-to-Earnings (P/E) of 10.1 (S&P 500 average ~25). Forward PEG 1.25 — ~moderate (~1.5). Trailing PEG 1.12. Analyst consensus target is $153, implying +10.3% from the current price $139. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
83/100
HIG: +8.1%/yr revenue is, +28.4%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
HIG: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
100/100
Balance sheet HIG: Debt-to-Equity (D/E) ratio 0.23 (conservative), Current ratio is 17.65 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
62/100
HIG: Gross margin is 46.1% (-32.3 pp trend), $38B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 62/100. ≥ 70 = Pass.
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FUTURE Partial
52/100
Analyst outlook: 23 / 41 analysts rate HIG as buy (56%). Analyst consensus target is $153 (+10.3% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
55/100
HIG: Net profit margin is 13.6%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range107.49-144.5
Volume1.07M
Avg Volume (30D)1.57M
Market Cap$38.28B
Beta (1Y)0.53
Dividend Yield$2.4000
Share Statistics
EPS (TTM)13.51
Shares Outstanding$282.4M
IPO Date1995-12-15
Employees19,100
CEOChristopher Jerome Swift
Financial Highlights & Ratios
Revenue (TTM)$28.26B
Gross Profit$13.02B
EBITDA$5.36B
Net Income$3.84B
Operating Income$4.76B
Total Cash$4.49B
Total Debt$4.37B
Net Debt$4.24B
Total Assets$86B
Price / Earnings (P/E)10.3
Price / Sales (P/S)1.35
Analyst Forecast
1Y Price Target$155.50
Target High$165.00
Target Low$135.00
Upside+12.1%
Rating ConsensusBuy
Analysts Covering41
Buy 56% Hold 44% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS4165151048

Price Chart

HIG
The Hartford Financial Services Group, Inc.  ·  NYSE
Financial Services • Insurance - Diversified
107.49 52WK RANGE 144.50
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