The Hartford Financial Services Group, Inc. HIG NYSE

The Hartford Financial Services Group, Inc. (HIG) has shown moderate revenue growth over the past 3 years, expanding from $22.4B to $28.3B (average +8.1%/yr). Net income reached $3.8B, reflecting exceptional earnings expansion at +28.4%/yr on average. The net profit margin is 13.6%, which is moderate. The company has maintained profitability in all 4 of the past 4 years, demonstrating a consistent earnings track record. The gross margin is 46.1% (moderate), with a -32.3pp trend over the period. With a $38B market cap and MOAT composite score of 62/100, the company has a moderate competitive position.

Criteria proven by this page:

• GROWTH (83/100, Pass) — proving strong growth momentum
• PAST (100/100, Pass) — proving consistent earnings. Looking at the full 31-year history, the company was profitable in 25 of 31 years — a solid long-term record with occasional losses
• INCOME (55/100, Partial) — the company is profitable but margin is below 15%
• MOAT (62/100, Partial) — some competitive advantages are present but not dominant

Overall SharesGrow Score: 75/100 with 4/7 criteria passed.