ING Groep N.V. (ING) is a Banks - Diversified company in the Financial Services sector, currently trading at $29.37. It has a SharesGrow Score of 72/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ING = $34.27 (+16.7% from the current price, the stock appears undervalued). Analyst consensus target is ING = $23 (-23.4% upside).
Valuation: ING trades at a trailing Price-to-Earnings (P/E) of 11.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.65.
Financials: revenue is $23.0B, +32.6%/yr average growth. Net income is $6.3B, growing at +22%/yr. Net profit margin is 27.5% (strong). Gross margin is 94.3% (+94.2 pp trend).
Balance sheet: total debt is $169.3B against $49.7B equity (Debt-to-Equity (D/E) ratio 3.41, leveraged). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 16.1%. Total assets: $1.1T.
Analyst outlook: 11 / 17 analysts rate ING as buy (65%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 64/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 84/100 (Pass), Future 37/100 (Fail), Income 85/100 (Pass).
