Investar Holding Corporation (ISTR) is a Banks - Regional company in the Financial Services sector, currently trading at $28.52. It has a SharesGrow Score of 54/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ISTR = $68.56 (+140.4% from the current price, the stock appears undervalued). Analyst consensus target is ISTR = $29 (+1.7% upside).
Valuation: ISTR trades at a trailing Price-to-Earnings (P/E) of 12.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.35.
Financials: revenue is $153M, +7.8%/yr average growth. Net income is $23M, growing at -6.3%/yr. Net profit margin is 14.9% (healthy). Gross margin is 61% (-24.6 pp trend).
Balance sheet: total debt is $153M against $301M equity (Debt-to-Equity (D/E) ratio 0.51, moderate). Current ratio is 0.31 (tight liquidity). Debt-to-assets is 5.4%. Total assets: $2.8B.
Analyst outlook: 4 / 6 analysts rate ISTR as buy (67%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 68/100 (Pass), Growth 40/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 55/100 (Partial), Income 55/100 (Partial).
