LCNB Corp. (LCNB) is a Banks - Regional company in the Financial Services sector, currently trading at $16.87. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LCNB = $34.96 (+107.3% from the current price, the stock appears undervalued). Analyst consensus target is LCNB = $19 (+12.6% upside).
Valuation: LCNB trades at a trailing Price-to-Earnings (P/E) of 10.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.44.
Financials: revenue is $124M, +16.6%/yr average growth. Net income is $23M, growing at +11.8%/yr. Net profit margin is 18.6% (healthy). Gross margin is 72.3% (-21.5 pp trend).
Balance sheet: total debt is $118M against $274M equity (Debt-to-Equity (D/E) ratio 0.43, conservative). Current ratio is 0.55 (tight liquidity). Debt-to-assets is 5.3%. Total assets: $2.2B.
Analyst outlook: 1 / 3 analysts rate LCNB as buy (33%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 74/100 (Pass), Growth 80/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 43/100 (Fail), Future 40/100 (Partial), Income 70/100 (Pass).
