National Bankshares, Inc. (NKSH) is a Banks - Regional company in the Financial Services sector, currently trading at $37.06. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NKSH = $72.90 (+96.7% from the current price, the stock appears undervalued).
Valuation: NKSH trades at a trailing Price-to-Earnings (P/E) of 15 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.13.
Financials: revenue is $85M, +11%/yr average growth. Net income is $16M, growing at +5.6%/yr. Net profit margin is 18.6% (healthy). Gross margin is 65.1% (-28.8 pp trend).
Balance sheet: total debt is $2M against $185M equity (Debt-to-Equity (D/E) ratio 0.01, conservative). Current ratio is 1203.84 (strong liquidity). Debt-to-assets is 0.1%. Total assets: $1.8B.
Analyst outlook: 2 / 4 analysts rate NKSH as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 35/100 (Fail), Future 40/100 (Partial), Income 70/100 (Pass).
