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LCNB Corp. LCNB NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
63/100
4/7 Pass
SharesGrow Intrinsic Value
$34.96
+107.3%
Analyst Price Target
$19.00
+12.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

LCNB Corp. (LCNB) trades at a trailing P/E of 10.2, forward P/E of 10.0. Trailing earnings yield is 9.77%, forward earnings yield 10.02%. PEG 0.15 (Peter Lynch undervalued ≤1.0). Graham Number is $26.76.

Criteria proven by this page:

  • VALUE (74/100, Pass) — P/E is below market average (10.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.15); analyst target implies upside (+12.6%); earnings yield beats bond yields (9.77%).
  • Forward P/E 10.0 (down from trailing 10.2) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 0.15 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 9.77% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10.02% as earnings recover.
  • Analyst consensus target $19.00 (+12.6% upside) — modest upside expected.

Overall SharesGrow Score: 63/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
74/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
40/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
43/100
→ Income
GROWTH
80/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — LCNB

Valuation Multiples
P/E (TTM)10.2
Forward P/E10.0
PEG Ratio0.15
Forward PEG2.70
P/B Ratio0.86
P/S Ratio1.92
EV/EBITDA11.8
Per Share Data
EPS (TTM)$1.64
Forward EPS (Est.)$1.69
Book Value / Share$19.42
Revenue / Share$8.83
FCF / Share$2.37
Yields & Fair Value
Earnings Yield9.77%
Forward Earnings Yield10.02%
Dividend Yield5.24%
Graham Number$26.76
SharesGrow IV$34.96 (+107.3%)
Analyst Target$19.00 (+12.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 18.5 2.73 1.62 4.29 2.62%
2017 15.8 4.97 1.36 3.76 2.98%
2018 12.2 -2.64 0.83 2.78 4.30%
2019 13.3 0.83 1.11 3.28 3.58%
2020 9.4 1.24 0.79 2.42 4.98%
2021 11.7 1.65 1.03 3.24 3.95%
2022 9.3 0.57 1.02 2.57 4.47%
2023 14.3 -0.33 0.77 1.90 5.52%
2024 15.4 -1.31 0.82 1.66 5.87%
2025 10.0 0.14 0.84 1.86 5.40%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.25 $53.88M $12.48M 23.2%
2017 $1.29 $54.35M $12.97M 23.9%
2018 $1.24 $65.06M $14.85M 22.8%
2019 $1.44 $76.96M $18.91M 24.6%
2020 $1.55 $78.49M $20.08M 25.6%
2021 $1.66 $75.99M $20.97M 27.6%
2022 $1.93 $80.04M $22.13M 27.6%
2023 $1.10 $95.01M $12.63M 13.3%
2024 $0.97 $125.42M $13.49M 10.8%
2025 $1.63 $124.24M $23.12M 18.6%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $1.69 $1.69 – $1.69 $95.8M $95.73M – $95.87M 1
2027 $1.81 $1.81 – $1.81 $99.3M $99.23M – $99.37M 1
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