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Lloyds Banking Group plc LYG NYSE

NYSE • Financial Services • Banks - Regional • GB • USD

SharesGrow Score
55/100
3/7 Pass
SharesGrow Intrinsic Value
$5.66
+1.1%
Analyst Price Target
$2.75
-50.9%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Lloyds Banking Group plc (LYG) trades at a trailing P/E of 12.8, forward P/E of 13.5. Trailing earnings yield is 7.80%, forward earnings yield 7.43%. PEG 1.60. Graham Number is $1.18.

Criteria proven by this page:

  • VALUE (75/100, Pass) — P/E is below market average (12.8); earnings yield beats bond yields (7.80%).
  • PEG Ratio 1.60 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 7.80% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
  • Analyst consensus target $2.75 (-50.9% downside) — analysts see meaningful downside risk at the current price level.

Overall SharesGrow Score: 55/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
55/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
FUTURE
28/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
52/100
→ Income
GROWTH
83/100
→ Income
~
INCOME
45/100
→ Income

Valuation Snapshot — LYG

Valuation Multiples
P/E (TTM)12.8
Forward P/E13.5
PEG Ratio1.60
Forward PEG0.25
P/B Ratio1.25
P/S Ratio3.07
EV/EBITDA21.5
Per Share Data
EPS (TTM)$0.08
Forward EPS (Est.)$0.42
Book Value / Share$0.80
Revenue / Share$0.32
FCF / Share$0.00
Yields & Fair Value
Earnings Yield7.80%
Forward Earnings Yield7.43%
Dividend Yield5.76%
Graham Number$1.18
SharesGrow IV$5.66 (+1.1%)
Analyst Target$2.75 (-50.9%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 21.7 0.08 0.92 1.83 4.50%
2017 12.7 0.25 1.02 2.10 4.59%
2018 8.2 0.33 0.72 1.67 6.23%
2019 15.1 -0.41 0.93 1.78 5.25%
2020 19.2 -0.30 0.51 1.35 1.79%
2021 5.8 0.01 0.63 1.79 2.62%
2022 8.2 -0.23 0.72 1.51 4.71%
2023 6.3 0.12 0.73 1.01 4.83%
2024 7.7 -0.48 0.74 0.90 6.86%
2025 12.6 1.39 1.41 0.90 3.33%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $0.12 $24.38B $2.06B 8.5%
2017 $0.17 $18.63B $3.56B 19.1%
2018 $0.22 $18.57B $4.41B 23.7%
2019 $0.14 $18.32B $2.93B 16%
2020 $0.05 $18.69B $1.32B 7.1%
2021 $0.30 $18.71B $5.78B 30.9%
2022 $0.29 $20.77B $3.83B 18.4%
2023 $0.30 $18.41B $5.46B 29.7%
2024 $0.25 $18.6B $4.42B 23.8%
2025 $0.27 $65B $4.66B 7.2%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $0.42 $0.38 – $0.44 $21.36B $20.02B – $22.05B 2
2027 $0.50 $0.46 – $0.52 $22.95B $21.54B – $23.76B 2
2028 $0.57 $0.54 – $0.58 $24.16B $23.22B – $24.68B 1
2029 $0.61 $0.58 – $0.63 $25.52B $24.52B – $26.07B 1
2030 $0.63 $0.60 – $0.64 $26.42B $25.39B – $26.99B 1
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