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Meridian Corporation MRBK NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score
63/100
4/7 Pass
SharesGrow Intrinsic Value
$47.58
+132.2%
Analyst Price Target
$22.00
+7.4%

Meridian Corporation (MRBK) is a Banks - Regional company in the Financial Services sector, currently trading at $20.49. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of MRBK = $47.58 (+132.2% from the current price, the stock appears undervalued). Analyst consensus target is MRBK = $22 (+7.4% upside).

Valuation: MRBK trades at a trailing Price-to-Earnings (P/E) of 10.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.68.

Financials: revenue is $205M, +16.8%/yr average growth. Net income is $22M, growing at +5.9%/yr. Net profit margin is 10.6% (healthy). Gross margin is 54.4% (-29.4 pp trend).

Balance sheet: total debt is $178M against $200M equity (Debt-to-Equity (D/E) ratio 0.89, moderate). Current ratio is 0.19 (tight liquidity). Debt-to-assets is 6.9%. Total assets: $2.6B.

Analyst outlook: 3 / 4 analysts rate MRBK as buy (75%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 80/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 73/100 (Pass), Income 55/100 (Partial).

$22.00
▲ 7.37% Upside
Average Price Target
The 12-month price target for Meridian Corporation is $22.00.

MRBK SharesGrow Score Overview

63/100
SharesGrow Score
Above average fundamentals
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VALUE 80/100
Valuation — P/E, PEG, Forward PEG
GROWTH 73/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 43/100
Gross margin is + market cap
FUTURE 73/100
Analyst outlook — as buy
INCOME 55/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — MRBK

VALUE Pass
80/100
MRBK trades at a trailing Price-to-Earnings (P/E) of 10.7 (S&P 500 average ~25). Forward PEG 0.68 — Peter Lynch undervalued (≤1.0). Trailing PEG 1.6. Analyst consensus target is $22, implying +7.4% from the current price $20. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
73/100
MRBK: +16.8%/yr revenue is, +5.9%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
MRBK: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
17/100
Balance sheet MRBK: Debt-to-Equity (D/E) ratio 0.89 (moderate), Current ratio is 0.19 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Fail
43/100
MRBK: Gross margin is 54.4% (-29.4 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 43/100. ≥ 70 = Pass.
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FUTURE Pass
73/100
Analyst outlook: 3 / 4 analysts rate MRBK as buy (75%). Analyst consensus target is $22 (+7.4% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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~
INCOME Partial
55/100
MRBK: Net profit margin is 10.6%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range11.16-21.67
Volume82.94K
Avg Volume (30D)93.58K
Market Cap$243.32M
Beta (1Y)0.75
Dividend Yield$0.5150
Share Statistics
EPS (TTM)1.93
Shares Outstanding$11.33M
IPO Date2017-11-07
Employees322
CEOChristopher J. Annas
Financial Highlights & Ratios
Revenue (TTM)$205.49M
Gross Profit$111.71M
EBITDA$28.4M
Net Income$21.84M
Operating Income$28.4M
Total Cash$203.82M
Total Debt$177.92M
Net Debt$167.56M
Total Assets$2.56B
Price / Earnings (P/E)10.6
Price / Sales (P/S)1.18
Analyst Forecast
1Y Price Target$22.00
Target High$22.00
Target Low$22.00
Upside+7.4%
Rating ConsensusBuy
Analysts Covering4
Buy 75% Hold 25% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Select
CurrencyUSD
ISINUS58958P1049

Price Chart

MRBK
Meridian Corporation  ·  NASDAQ Global Select
Financial Services • Banks - Regional
11.16 52WK RANGE 21.67
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