NMI Holdings, Inc. (NMIH) is a Insurance - Specialty company in the Financial Services sector, currently trading at $38.85. It has a SharesGrow Score of 78/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NMIH = $124.41 (+220.2% from the current price, the stock appears undervalued). Analyst consensus target is NMIH = $44 (+12% upside).
Valuation: NMIH trades at a trailing Price-to-Earnings (P/E) of 7.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.26.
Financials: revenue is $706M, +10.4%/yr average growth. Net income is $389M, growing at +9.9%/yr. Net profit margin is 55.1% (strong). Gross margin is 91.8% (-8.2 pp trend).
Balance sheet: total debt is $417M against $2.6B equity (Debt-to-Equity (D/E) ratio 0.16, conservative). Current ratio is 0.25 (tight liquidity). Debt-to-assets is 10.9%. Total assets: $3.8B.
Analyst outlook: 16 / 20 analysts rate NMIH as buy (80%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 55/100 (Partial), Future 82/100 (Pass), Income 100/100 (Pass).
