Essent Group Ltd. (ESNT) is a Insurance - Specialty company in the Financial Services sector, currently trading at $60.90. It has a SharesGrow Score of 69/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ESNT = $172.60 (+183.4% from the current price, the stock appears undervalued). Analyst consensus target is ESNT = $69 (+13.8% upside).
Valuation: ESNT trades at a trailing Price-to-Earnings (P/E) of 8.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.27.
Financials: revenue is $1.3B, +7.5%/yr average growth. Net income is $690M, growing at -5.6%/yr. Net profit margin is 54.7% (strong). Gross margin is 88.2% (-11.8 pp trend).
Balance sheet: total debt is $563M against $5.8B equity (Debt-to-Equity (D/E) ratio 0.1, conservative). Current ratio is 0.34 (tight liquidity). Debt-to-assets is 7.6%. Total assets: $7.4B.
Analyst outlook: 11 / 19 analysts rate ESNT as buy (58%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 65/100 (Pass), Growth 40/100 (Partial), Past 100/100 (Pass), Health 67/100 (Partial), Moat 59/100 (Partial), Future 52/100 (Partial), Income 100/100 (Pass).
