AMERISAFE, Inc. (AMSF) is a Insurance - Specialty company in the Financial Services sector, currently trading at $33.69. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of AMSF = $62.40 (+85.2% from the current price, the stock appears undervalued). Analyst consensus target is AMSF = $58 (+70.7% upside).
Valuation: AMSF trades at a trailing Price-to-Earnings (P/E) of 13.5 (S&P 500 average ~25).
Financials: revenue is $317M, +2.5%/yr average growth. Net income is $47M, growing at -4.7%/yr. Net profit margin is 14.9% (healthy). Gross margin is 46.4% (-36.4 pp trend).
Balance sheet: total debt is $0 against $252M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 0.32 (tight liquidity). Debt-to-assets is 0%. Total assets: $1.0B.
Analyst outlook: 3 / 6 analysts rate AMSF as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 93/100 (Pass), Growth 30/100 (Fail), Past 100/100 (Pass), Health 67/100 (Partial), Moat 42/100 (Fail), Future 64/100 (Pass), Income 55/100 (Partial).
