Intrinsic Value of S&P & Nasdaq Contact Us

NerdWallet, Inc. NRDS NASDAQ

NASDAQ Global Market • Financial Services • Financial - Credit Services • US • USD

SharesGrow Score
73/100
4/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$16.00
+48.3%

NerdWallet, Inc. (NRDS) is a Financial - Credit Services company in the Financial Services sector, currently trading at $10.79. It has a SharesGrow Score of 73/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of NRDS = $-0.20 (-101.9% from the current price, the stock appears overvalued). Analyst consensus target is NRDS = $16 (+48.3% upside).

Valuation: NRDS trades at a trailing Price-to-Earnings (P/E) of 15.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.69.

Financials: revenue is $837M, +15.9%/yr average growth. Net income is $49M, growing at +134%/yr. Net profit margin is 5.8% (thin). Gross margin is 92.4% (-0.2 pp trend).

Balance sheet: total debt is $0 against $375M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 3.45 (strong liquidity). Debt-to-assets is 0%. Total assets: $461M.

Analyst outlook: 4 / 6 analysts rate NRDS as buy (67%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 93/100 (Pass), Growth 90/100 (Pass), Past 50/100 (Partial), Health 100/100 (Pass), Moat 60/100 (Partial), Future 73/100 (Pass), Income 45/100 (Partial).

$16.00
▲ 48.29% Upside
Average Price Target
Based on 6 Wall Street analysts offering 12-month price targets for NerdWallet, Inc., the average price target is $16.00, with a high forecast of $18.00, and a low forecast of $14.00.
Highest Price Target
$18.00
Average Price Target
$16.00
Lowest Price Target
$14.00

NRDS SharesGrow Score Overview

73/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 93/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 50/100
strong — trend
HEALTH 100/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 60/100
Gross margin is + market cap
FUTURE 73/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — NRDS

VALUE Pass
93/100
NRDS trades at a trailing Price-to-Earnings (P/E) of 15.3 (S&P 500 average ~25). Forward PEG 0.69 — Peter Lynch undervalued (≤1.0). Analyst consensus target is $16, implying +48.3% from the current price $11. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
GROWTH Pass
90/100
NRDS: +15.9%/yr revenue is, +134%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
~
PAST Partial
50/100
NRDS: 2 / 4 years profitable. weak. Score = 2 / 4 × 100. ≥ 80 = Pass.
View details →
HEALTH Pass
100/100
Balance sheet NRDS: Debt-to-Equity (D/E) ratio 0 (conservative), Current ratio is 3.45 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
~
MOAT Partial
60/100
NRDS: Gross margin is 92.4% (-0.2 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 60/100. ≥ 70 = Pass.
View details →
FUTURE Pass
73/100
Analyst outlook: 4 / 6 analysts rate NRDS as buy (67%). Analyst consensus target is $16 (+48.3% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
~
INCOME Partial
45/100
NRDS: Net profit margin is 5.8%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range7.55-16.24
Volume313.41K
Avg Volume (30D)988.19K
Market Cap$801.68M
Beta (1Y)1.42
Share Statistics
EPS (TTM)0.66
Shares Outstanding$74.3M
IPO Date2021-11-04
Employees650
CEOTim Chen
Financial Highlights & Ratios
Revenue (TTM)$836.6M
Gross Profit$772.9M
EBITDA$116M
Net Income$48.7M
Operating Income$69.6M
Total Cash$98.3M
Net Debt$-98.3M
Total Assets$461.1M
Price / Earnings (P/E)16.3
Price / Sales (P/S)0.96
Analyst Forecast
1Y Price Target$16.00
Target High$18.00
Target Low$14.00
Upside+48.3%
Rating ConsensusBuy
Analysts Covering6
Buy 67% Hold 17% Sell 17%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Market
CurrencyUSD
ISINUS64082B1026

Price Chart

NRDS
NerdWallet, Inc.  ·  NASDAQ Global Market
Financial Services • Financial - Credit Services
7.55 52WK RANGE 16.24
Contact Us
🎓
SharesGrow Academy
Learn how to calculate Intrinsic Value and find undervalued stocks.
Weekly live sessions
Send us a message