Orange County Bancorp, Inc. (OBT) is a Banks - Regional company in the Financial Services sector, currently trading at $35.33. It has a SharesGrow Score of 78/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of OBT = $82.41 (+133.2% from the current price, the stock appears undervalued). Analyst consensus target is OBT = $36 (+1.9% upside).
Valuation: OBT trades at a trailing Price-to-Earnings (P/E) of 11 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.76.
Financials: revenue is $158M, +18.7%/yr average growth. Net income is $42M, growing at +21.6%/yr. Net profit margin is 26.3% (strong). Gross margin is 75.5% (-8.2 pp trend).
Balance sheet: total debt is $35M against $284M equity (Debt-to-Equity (D/E) ratio 0.12, conservative). Current ratio is 226.63 (strong liquidity). Debt-to-assets is 1.3%. Total assets: $2.7B.
Analyst outlook: 2 / 2 analysts rate OBT as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 81/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 43/100 (Fail), Future 82/100 (Pass), Income 85/100 (Pass).
