Third Coast Bancshares, Inc. (TCBX) is a Banks - Regional company in the Financial Services sector, currently trading at $41.56. It has a SharesGrow Score of 71/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of TCBX = $64.87 (+56.1% from the current price, the stock appears undervalued). Analyst consensus target is TCBX = $46 (+10.7% upside).
Valuation: TCBX trades at a trailing Price-to-Earnings (P/E) of 8.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.66.
Financials: revenue is $367M, +34.3%/yr average growth. Net income is $66M, growing at +53.6%/yr. Net profit margin is 18.1% (healthy). Gross margin is 55.3% (-13.7 pp trend).
Balance sheet: total debt is $137M against $531M equity (Debt-to-Equity (D/E) ratio 0.26, conservative). Current ratio is 0.13 (tight liquidity). Debt-to-assets is 2.6%. Total assets: $5.3B.
Analyst outlook: 3 / 5 analysts rate TCBX as buy (60%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 49/100 (Partial), Future 61/100 (Pass), Income 70/100 (Pass).
