SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Orange County Bancorp, Inc. (OBT) trades at a trailing P/E of 11.0, forward P/E of 10.7. Trailing earnings yield is 9.06%, forward earnings yield 9.33%. PEG 0.32 (Peter Lynch undervalued ≤1.0). Graham Number is $38.68.
Criteria proven by this page:
- VALUE (81/100, Pass) — P/E is below market average (11.0); PEG ≤ 1.0 — Peter Lynch undervalued (0.32); earnings yield beats bond yields (9.06%).
- Forward P/E 10.7 (down from trailing 11.0) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.32 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.06% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.33% as earnings recover.
- Analyst consensus target $36.00 (+1.9% upside) — modest upside expected.
Overall SharesGrow Score: 78/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
81/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — OBT
Valuation Multiples
P/E (TTM)11.0
Forward P/E10.7
PEG Ratio0.32
Forward PEG0.74
P/B Ratio1.62
P/S Ratio2.91
EV/EBITDA5.5
Per Share Data
EPS (TTM)$3.12
Forward EPS (Est.)$3.30
Book Value / Share$21.32
Revenue / Share$11.85
FCF / Share$3.10
Yields & Fair Value
Earnings Yield9.06%
Forward Earnings Yield9.33%
Dividend Yield1.80%
Graham Number$38.68
SharesGrow IV$82.41 (+133.2%)
Analyst Target$36.00 (+1.9%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
12.5 |
-0.01 |
0.49 |
1.19 |
7.07% |
| 2017 |
46.7 |
-0.69 |
1.20 |
2.59 |
2.94% |
| 2018 |
14.4 |
0.07 |
1.00 |
2.28 |
3.00% |
| 2019 |
11.5 |
0.32 |
1.08 |
2.29 |
2.72% |
| 2020 |
10.5 |
6.73 |
0.91 |
1.91 |
2.92% |
| 2021 |
9.4 |
0.15 |
1.09 |
2.63 |
2.02% |
| 2022 |
10.7 |
7.67 |
1.90 |
2.73 |
1.78% |
| 2023 |
11.5 |
0.55 |
2.05 |
2.59 |
1.53% |
| 2024 |
11.3 |
-1.97 |
1.69 |
2.20 |
1.70% |
| 2025 |
8.6 |
0.25 |
1.26 |
2.26 |
1.99% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.47 |
$38.29M |
$3.64M |
9.5% |
| 2017 |
$0.30 |
$42.36M |
$2.35M |
5.5% |
| 2018 |
$0.94 |
$47.88M |
$7.55M |
15.8% |
| 2019 |
$1.28 |
$57.56M |
$11.48M |
19.9% |
| 2020 |
$1.30 |
$64.43M |
$11.68M |
18.1% |
| 2021 |
$2.14 |
$76M |
$21.29M |
28% |
| 2022 |
$2.17 |
$96M |
$24.36M |
25.4% |
| 2023 |
$2.62 |
$131.07M |
$29.48M |
22.5% |
| 2024 |
$2.47 |
$143.09M |
$27.88M |
19.5% |
| 2025 |
$3.33 |
$158.13M |
$41.61M |
26.3% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.28 |
$3.24 – $3.31 |
$135.15M |
$133.96M – $136.34M |
1 |
| 2027 |
$3.72 |
$3.68 – $3.77 |
$145.95M |
$144.66M – $147.24M |
1 |
