OP Bancorp (OPBK) is a Banks - Regional company in the Financial Services sector, currently trading at $14.17. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of OPBK = $50.70 (+257.8% from the current price, the stock appears undervalued). Analyst consensus target is OPBK = $17 (+20% upside).
Valuation: OPBK trades at a trailing Price-to-Earnings (P/E) of 8.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.63.
Financials: revenue is $167M, +16.6%/yr average growth. Net income is $26M, growing at -6.1%/yr. Net profit margin is 15.4% (healthy). Gross margin is 54.7% (-31.8 pp trend).
Balance sheet: total debt is $122M against $228M equity (Debt-to-Equity (D/E) ratio 0.54, moderate). Current ratio is 1.91 (strong liquidity). Debt-to-assets is 4.6%. Total assets: $2.7B.
Analyst outlook: 1 / 2 analysts rate OPBK as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 91/100 (Pass), Growth 48/100 (Partial), Past 100/100 (Pass), Health 50/100 (Partial), Moat 43/100 (Fail), Future 58/100 (Partial), Income 70/100 (Pass).
