SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
OP Bancorp (OPBK) trades at a trailing P/E of 8.1, forward P/E of 7.7. Trailing earnings yield is 12.32%, forward earnings yield 13.02%. PEG 0.34 (Peter Lynch undervalued ≤1.0). Graham Number is $24.36.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (8.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.34); analyst target implies upside (+20%); earnings yield beats bond yields (12.32%).
- Forward P/E 7.7 (down from trailing 8.1) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.34 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 12.32% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 13.02% as earnings recover.
- Analyst consensus target $17.00 (+20% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 66/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — OPBK
Valuation Multiples
P/E (TTM)8.1
Forward P/E7.7
PEG Ratio0.34
Forward PEG1.05
P/B Ratio0.91
P/S Ratio1.25
EV/EBITDA-2.4
Per Share Data
EPS (TTM)$1.72
Forward EPS (Est.)$1.85
Book Value / Share$15.31
Revenue / Share$11.20
FCF / Share$1.34
Yields & Fair Value
Earnings Yield12.32%
Forward Earnings Yield13.02%
Dividend Yield3.43%
Graham Number$24.36
SharesGrow IV$50.70 (+257.8%)
Analyst Target$17.00 (+20%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
13.3 |
0.27 |
1.21 |
2.42 |
- |
| 2017 |
13.8 |
0.59 |
1.40 |
2.59 |
- |
| 2018 |
9.4 |
0.27 |
1.03 |
2.26 |
- |
| 2019 |
9.7 |
0.75 |
1.16 |
2.33 |
1.93% |
| 2020 |
8.9 |
-0.49 |
0.82 |
1.82 |
3.64% |
| 2021 |
6.7 |
0.05 |
1.17 |
2.40 |
2.67% |
| 2022 |
5.1 |
0.37 |
0.96 |
1.60 |
3.94% |
| 2023 |
6.9 |
-0.25 |
0.86 |
1.22 |
4.38% |
| 2024 |
11.2 |
-1.08 |
1.15 |
1.53 |
3.04% |
| 2025 |
8.2 |
0.34 |
0.92 |
1.26 |
3.40% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.53 |
$40.71M |
$7.43M |
18.2% |
| 2017 |
$0.66 |
$49.27M |
$9.24M |
18.7% |
| 2018 |
$0.89 |
$59.4M |
$14.25M |
24% |
| 2019 |
$1.03 |
$70.21M |
$16.76M |
23.9% |
| 2020 |
$0.85 |
$64.43M |
$13.13M |
20.4% |
| 2021 |
$1.88 |
$80.18M |
$28.84M |
36% |
| 2022 |
$2.14 |
$105.83M |
$33.31M |
31.5% |
| 2023 |
$1.55 |
$135.85M |
$23.92M |
17.6% |
| 2024 |
$1.39 |
$154.05M |
$21.07M |
13.7% |
| 2025 |
$1.72 |
$166.66M |
$25.66M |
15.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$1.85 |
$1.84 – $1.86 |
$103.75M |
$103.6M – $103.9M |
1 |
| 2027 |
$2.09 |
$2.08 – $2.10 |
$115.95M |
$114.9M – $117M |
1 |
