Peoples Financial Services Corp. (PFIS) is a Banks - Regional company in the Financial Services sector, currently trading at $57.99. It has a SharesGrow Score of 70/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PFIS = $102.27 (+76.4% from the current price, the stock appears undervalued). Analyst consensus target is PFIS = $56 (-3.4% upside).
Valuation: PFIS trades at a trailing Price-to-Earnings (P/E) of 9.7 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.91.
Financials: revenue is $281M, +31.7%/yr average growth. Net income is $59M, growing at +166.5%/yr. Net profit margin is 21.1% (strong). Gross margin is 66.6% (-21.2 pp trend).
Balance sheet: total debt is $258M against $520M equity (Debt-to-Equity (D/E) ratio 0.5, moderate). Current ratio is 8.76 (strong liquidity). Debt-to-assets is 4.9%. Total assets: $5.3B.
Analyst outlook: 0 / 1 analysts rate PFIS as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 77/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 49/100 (Partial), Future 26/100 (Fail), Income 85/100 (Pass).
