Plumas Bancorp (PLBC) is a Banks - Regional company in the Financial Services sector, currently trading at $51.07. It has a SharesGrow Score of 70/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PLBC = $155.43 (+204.3% from the current price, the stock appears undervalued). Analyst consensus target is PLBC = $61 (+19.4% upside).
Valuation: PLBC trades at a trailing Price-to-Earnings (P/E) of 12.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.32.
Financials: revenue is $108M, +18.2%/yr average growth. Net income is $30M, growing at +4.1%/yr. Net profit margin is 27.4% (strong). Gross margin is 80.9% (-15.5 pp trend).
Balance sheet: total debt is $148M against $261M equity (Debt-to-Equity (D/E) ratio 0.57, moderate). Current ratio is 16.11 (strong liquidity). Debt-to-assets is 6.6%. Total assets: $2.2B.
Analyst outlook: 2 / 2 analysts rate PLBC as buy (100%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 58/100 (Partial), Growth 63/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 43/100 (Fail), Future 94/100 (Pass), Income 85/100 (Pass).
