PennyMac Mortgage Investment Trust (PMT) is a REIT - Mortgage company in the Real Estate sector, currently trading at $12.07. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PMT = $31.93 (+164.5% from the current price, the stock appears undervalued). Analyst consensus target is PMT = $14 (+11.8% upside).
Valuation: PMT trades at a trailing Price-to-Earnings (P/E) of 7.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.32.
Financials: revenue is $1.7B, +4086.3%/yr average growth. Net income is $128M, growing at +110.8%/yr. Net profit margin is 7.3% (thin). Gross margin is 91.6% (+66.8 pp trend).
Balance sheet: total debt is $19.1B against $1.9B equity (Debt-to-Equity (D/E) ratio 10.12, leveraged). Current ratio is 0.03 (tight liquidity). Debt-to-assets is 89.4%. Total assets: $21.3B.
Analyst outlook: 13 / 26 analysts rate PMT as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 77/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 0/100 (Fail), Moat 74/100 (Pass), Future 52/100 (Partial), Income 45/100 (Partial).
