Renasant Corporation (RNST) is a Banks - Regional company in the Financial Services sector, currently trading at $39.80. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of RNST = $53.57 (+34.6% from the current price, the stock appears undervalued). Analyst consensus target is RNST = $41 (+3% upside).
Valuation: RNST trades at a trailing Price-to-Earnings (P/E) of 20.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.67.
Financials: revenue is $1.4B, +28.3%/yr average growth. Net income is $181M, growing at +5%/yr. Net profit margin is 12.6% (healthy). Gross margin is 60.8% (-27 pp trend).
Balance sheet: total debt is $1.1B against $3.9B equity (Debt-to-Equity (D/E) ratio 0.27, conservative). Current ratio is 1.93 (strong liquidity). Debt-to-assets is 3.9%. Total assets: $26.8B.
Analyst outlook: 10 / 16 analysts rate RNST as buy (63%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 46/100 (Partial), Growth 83/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 59/100 (Partial), Future 55/100 (Partial), Income 55/100 (Partial).
