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Associated Banc-Corp ASB NYSE

NYSE • Financial Services • Banks - Regional • US • USD

SharesGrow Score
68/100
4/7 Pass
SharesGrow Intrinsic Value
$43.10
+56.6%
Analyst Price Target
$29.67
+7.8%

Associated Banc-Corp (ASB) is a Banks - Regional company in the Financial Services sector, currently trading at $27.52. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of ASB = $43.10 (+56.6% from the current price, the stock appears undervalued). Analyst consensus target is ASB = $30 (+7.8% upside).

Valuation: ASB trades at a trailing Price-to-Earnings (P/E) of 9.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.84.

Financials: revenue is $2.5B, +21%/yr average growth. Net income is $475M, growing at +67.6%/yr. Net profit margin is 19.3% (healthy). Gross margin is 58.3% (-26.2 pp trend).

Balance sheet: total debt is $4.2B against $5.0B equity (Debt-to-Equity (D/E) ratio 0.84, moderate). Current ratio is 0.3 (tight liquidity). Debt-to-assets is 9.2%. Total assets: $45.2B.

Analyst outlook: 6 / 20 analysts rate ASB as buy (30%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 59/100 (Partial), Future 40/100 (Partial), Income 70/100 (Pass).

$29.67
▲ 7.81% Upside
Average Price Target
Based on 20 Wall Street analysts offering 12-month price targets for Associated Banc-Corp, the average price target is $29.67, with a high forecast of $30.00, and a low forecast of $28.00.
Highest Price Target
$30.00
Average Price Target
$29.67
Lowest Price Target
$28.00

ASB SharesGrow Score Overview

68/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 87/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 59/100
Gross margin is + market cap
FUTURE 40/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — ASB

VALUE Pass
87/100
ASB trades at a trailing Price-to-Earnings (P/E) of 9.5 (S&P 500 average ~25). Forward PEG 0.84 — Peter Lynch undervalued (≤1.0). Trailing PEG 0.05. Analyst consensus target is $30, implying +9% from the current price $28. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
ASB: +21%/yr revenue is, +67.6%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
ASB: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
17/100
Balance sheet ASB: Debt-to-Equity (D/E) ratio 0.84 (moderate), Current ratio is 0.3 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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~
MOAT Partial
59/100
ASB: Gross margin is 58.3% (-26.2 pp trend), $5B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 59/100. ≥ 70 = Pass.
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~
FUTURE Partial
40/100
Analyst outlook: 6 / 20 analysts rate ASB as buy (30%). Analyst consensus target is $30 (+9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Pass
70/100
ASB: Net profit margin is 19.3%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range18.32-29.52
Volume1.74M
Avg Volume (30D)2.49M
Market Cap$4.57B
Beta (1Y)0.78
Dividend Yield$0.9400
Share Statistics
EPS (TTM)2.81
Shares Outstanding$165.08M
IPO Date1980-03-17
Employees4,006
CEOAndrew John Harmening
Financial Highlights & Ratios
Revenue (TTM)$2.46B
Gross Profit$1.43B
EBITDA$577.91M
Net Income$474.78M
Operating Income$577.91M
Total Cash$5.97B
Total Debt$4.17B
Net Debt$3.6B
Total Assets$45.2B
Price / Earnings (P/E)9.8
Price / Sales (P/S)1.86
Analyst Forecast
1Y Price Target$30.00
Target High$30.00
Target Low$28.00
Upside+9.0%
Rating ConsensusHold
Analysts Covering20
Buy 30% Hold 60% Sell 10%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS0454871056

Price Chart

ASB
Associated Banc-Corp  ·  NYSE
Financial Services • Banks - Regional
18.32 52WK RANGE 29.52
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