Cathay General Bancorp (CATY) is a Banks - Regional company in the Financial Services sector, currently trading at $53.86. It has a SharesGrow Score of 59/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CATY = $107.63 (+99.8% from the current price, the stock appears undervalued). Analyst consensus target is CATY = $52 (-3.5% upside).
Valuation: CATY trades at a trailing Price-to-Earnings (P/E) of 11.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.37.
Financials: revenue is $1.4B, +16.7%/yr average growth. Net income is $315M, growing at -3.6%/yr. Net profit margin is 22.8% (strong). Gross margin is 55.1% (-30.4 pp trend).
Balance sheet: total debt is $209M against $2.9B equity (Debt-to-Equity (D/E) ratio 0.07, conservative). Current ratio is 0.2 (tight liquidity). Debt-to-assets is 0.9%. Total assets: $24.2B.
Analyst outlook: 4 / 13 analysts rate CATY as buy (31%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 59/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 26/100 (Fail), Income 85/100 (Pass).
